Surveys like the Programme for International Student Assessment (PISA), Trends in International Mathematics and Science Study (TIMSS) and Progress in International Reading Literacy Study (PIRLS) enable educators, policy makers and the wider community to compare Australian students with each other, as well as their counterparts across the world. In the previous edition of Snapshots, we described the assessment of financial literacy within PISA, and compared results for Australian students with those of students in other countries. In this Snapshots, we take a closer look at the Australian data on financial literacy, and in particular the relationships between students’ experiences with money and their performance on the assessment. As with all elements of literacy, students not only need knowledge, understanding and skills in the area of finance, but also need positive attitudes, motivation and confidence.